I often hear about fears of recession and how it will affect loan performance. Having worked in a risk management capacity through the...

Thought I’d take a break from collections to discuss loan originations, and in particular—your auto-decisioning system. I’ve seen many...

At this time, the CECL accounting standard is required for non-public entities with assets of $10 million or more. As smaller lenders...

How accurate are scoring models anyways? In the 1990’s and early 2000’s, scoring models were coming on the scene within financial...

With so much focus around credit quality and risk management, you might not think much about what your portfolio is actually worth. Its...

Are you a small to mid-sized lender, perhaps a regional bank or credit union, or maybe an up-and-coming specialty finance company with...

Ask 10 different managers for their “go to” variable when assessing borrower risk, and you’re likely to get 10 different answers. Having...

Perhaps you started your career as a front-line collector—most likely working early-stage delinquent accounts, and driven with a natural...

For those of you sitting in a manager’s or director’s role, this article is for you. First of all, congratulations for the work that you...